Disclaimer: This article is for informational purposes. I may earn commissions from the companies mentioned in this article. Established in 2003 and based in Des Moines, Idaho, Birch Gold Group (BGG) is a big name in selling valuable metals, especially for people saving up for retirement in the United States.…
Budgeting
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Discover 3 Surprising Challenges You Could Face During Your Social Security Benefits Application
Each month, an impressive 61 million Americans receive various Social Security benefits, suggesting a smoothly operating system, right? Well, not exactly. While many find the process straightforward, not everyone sails through without a hitch. Some encounter unexpected obstacles along the way. Here’s a heads-up on potential stumbling blocks during your…
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Strategies for Safeguarding Retirement for the Sandwich Generation
Balancing the demands of caring for aging parents while raising children can feel overwhelming, leaving little time, money, or energy for oneself. Managing finances amidst the needs of two generations can seem like an insurmountable task, often accompanied by feelings of guilt. However, prioritizing your own financial well-being, particularly retirement…
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American Bullion: Should You Invest in this Gold Firm?
Disclaimer: This article is for informational purposes — not financial advice. Consult a financial advisor related to your personal situation. I may earn commissions from the companies mentioned in this article. Established in 2009, American Bullion stands out as a prominent player in the precious metals market within the United…
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Augusta Precious Metals Review
Disclaimer: This article is for informational purposes — not financial advice. Consult a financial advisor related to your personal situation. I may earn commissions from the companies mentioned in this article. In the fast-moving world of money, it’s super important to invest wisely, especially if you want to make sure…
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5 reasons to use credit card instead of debit card for shopping
Many consumers rely on their debit cards for everyday purchases, finding comfort in the direct withdrawal from their bank accounts which helps avoid accumulating debt, unlike with credit cards. However, when it comes to online shopping, there are compelling reasons to opt for a credit card instead. Utilizing a debit…
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6 Strategies for Introverts to Excel in Negotiations
While some individuals possess innate negotiation skills, others find the process daunting. For introverts, negotiation can be particularly challenging, as it often involves assertiveness and bluffing—traits that may not align with their communication style. However, despite initial discomfort, introverts possess unique strengths that can contribute to successful negotiation outcomes. Here…
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Common Budget Mistakes You Can Fix Right Now
In my role as a volunteer budget coach, I’ve had the opportunity to analyze numerous budgets over time. Each budget reflects the individual’s unique financial situation, including income, fixed expenses, and personal priorities. While there’s no universal budget template that fits everyone, certain budgeting approaches can streamline cash flow management…